I’m researching different credit cards and wanted to know what factors everyone considers before applying. When you compare cards, do you mainly focus on annual fees, reward points, cashback, interest rates, or travel benefits? I’ve noticed that two cards can look similar but have very different charges and eligibility requirements.

I’m also checking options through KredScore, where different cards can be reviewed in one place. I think comparing fees, rewards, spending benefits, and repayment terms together makes it easier to understand the overall differences. What features do you usually prioritize when comparing credit cards, and are there any charges people commonly overlook?