Hey everyone,
I’ve been curious how much credit scores really impact car insurance rates here in Pennsylvania, especially in Pittsburgh. It turns out insurers often use something called a credit-based insurance score to evaluate risk—even if you’ve never had an accident or any tickets.
In my own search for policies, I came across companies that offer some flexibility depending on your financial score. You might not get rejected completely, but people with lower credit often pay notably higher premiums. Meanwhile, those with strong credit profiles frequently qualify for cheap car insurance in Pittsburgh or get additional discounts.
Did anyone see a difference after improving their credit score? Or switch insurers because one provider penalized credit more heavily than others? Would love to hear how credit history affected your rates locally.